Al
Trish
Allaire
I’m just tired of it already. No matter what these clowns in Washington do or say, the system won’t be better. And it will never be better as long as the insurance companies have any say in it. The debate is frought (love that word)with double standards…why is it not ok to have a medical review panel in a public option plan and yet its ok to let your insurance company tell you they aren’t going to pay for this that or the other thing at whim? Why is it not ok to be realistic about our life choices and it is ok to be dropped from insurance becasue you suddenly got some rare (or even not so rare) disease? Why is it not ok to have to pay $4,000/month to have someone maybe live a month or two more but perfectly fine to let a person go into bankruptcy just to cover medical or drug costs? If anyone doesn’t think we already have rationing in healthcare you’ve been living under a rock or you have the best damn insurance in the country that pays for everything and anything no questions asked with just your measly $20 co-pay out of pocket expense. No one is looking at the hard questions and no one will. Its not just tort reform; its not just the malpractice issue; its not just the poor or illegal immigrants draining the system, its not just one thing or another. If I can get car insurance for under 1,000 bucks a year and my chances of being in a car accident are way more than me getting a major disease; and most people only see a doctor once maybe twice a year then there is no reason why insurance premiums have to be so expensive. NO REASON. Well maybe one reason. And so its anti-capitalist to say that its wrong for these insurance companies to be raping the American people while trying to cover their “costs” and whining about merely making billions in profits even while the rest of the economy is tanking and people are still loosing jobs and houses and virtually everything they’ve worked for and facing bankruptcy because mom or dad or someone in the family suddenly fell ill.
I really wish I had a snappy little answer to sum it all up. I don’t. All I know is, lots of people’s live are ruined either because they don’t have health insurance or they didn’t have the right health insurance or not enough health insurance. And a lot of people die. So somethings got to be done about it. If this many Americans were threatened by some terrorist organization every year you wouldn’t see this kind of division in Washington. That’s all.
Filed under: Uncategorized
There’s a huge difference between private insurance companies denying claims and the government’s ‘death panels’. A private insurance policy is a contract. You know up front what’s covered and what’s not. If they don’t cover something that it says in the contract that they should cover, you can sue them. If they don’t cover something that they said up front they weren’t going to cover, then you don’t deserve coverage. You didn’t pay for it. Why should you get it? Your options are at the primary stage to get a policy that covers you sufficiently, or pay out of pocket (if you’re able) to get that care that your policy doesn’t cover.
The government ‘death panel’, however, is arbitrary. And since they’re the ‘government’, you don’t ever have the option of getting a better policy. Ever. And once the public option is the ONLY option (the slippery slope that all conservatives are worried about) then your fate is ENTIRELY in the hands of the state…And that’s BAD because the state runs EVERYTHING as inefficiently and expensively as possible. You won’t have any options left after the government ‘advises’ you to take a painkiller and go wait to die.